Privacy

Effective September 2026.

What we collect

Information you give us through the contact form, by phone, text or email: name, contact details, state, and what you tell us about your situation. When you apply for coverage, the carrier collects health and financial information under its own privacy notice.

How we use it

To respond to your request, to design and place coverage you ask for, and to service your policy. We do not sell your information. We share it only with the carriers, underwriting vendors and service providers needed to do the work, and as required by law.

Texting

If you consent to text messages, we text you about your request and your policy. Reply STOP to opt out at any time and HELP for help. Message and data rates may apply. Consent is not a condition of purchase.

Cookies, analytics and visitor identification

This site uses Cloudflare Web Analytics (no cookies, aggregate page statistics), a first-party cookie that remembers your privacy choice, and a visitor-identification pixel that may match your device to contact information held by our data partner so we can follow up with people who have shown interest in our services. In the United States, the pixel runs after you see our notice and you can opt out at any time; in the EU, UK and Switzerland it runs only after you accept. We do not sell your information for money; because the pixel can be considered "sharing" under some state laws, you can opt out here: Do not sell or share my personal information. Opting out sets a cookie that keeps the pixel off.

Your choices

Email caleb@bullardfinancialgroup.com to see, correct or delete the information we hold about you, subject to record-keeping rules that apply to insurance transactions.